{"id":13580,"date":"2025-03-04T20:22:53","date_gmt":"2025-03-04T19:22:53","guid":{"rendered":"https:\/\/business.reobiztheme.com\/?page_id=13580"},"modified":"2025-10-20T15:11:48","modified_gmt":"2025-10-20T13:11:48","slug":"digital-financial-services","status":"publish","type":"page","link":"https:\/\/smartechnology.com.tn\/fr\/solutions\/opco-systems\/digital-financial-services\/","title":{"rendered":"Services Financiers Num\u00e9riques"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13580\" class=\"elementor elementor-13580\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15b6c3e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15b6c3e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-556f20a\" data-id=\"556f20a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cda965 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"3cda965\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smartechnology.com.tn\/wp-content\/uploads\/elementor\/thumbs\/Blog_Rewrite_Digital-Transformation-in-Finance_Banner-r87lafmguk9sypv5ayya5xx062wtg15hj2h3xo1hmw.jpg\" title=\"Blog_Rewrite_Digital-Transformation-in-Finance_Banner\" alt=\"Blog_Rewrite_Digital-Transformation-in-Finance_Banner\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f9cc5a elementor-widget elementor-widget-text-editor\" data-id=\"8f9cc5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Digital Financial Suite<\/strong>, est une plateforme compl\u00e8te, pilot\u00e9e par l'IA, con\u00e7ue pour donner plus de pouvoir aux op\u00e9rateurs t\u00e9l\u00e9coms, aux institutions financi\u00e8res, aux banques, aux commer\u00e7ants et aux entreprises. Elle facilite la num\u00e9risation des paiements et des services bancaires, am\u00e9liorant ainsi l'inclusion financi\u00e8re et l'engagement client.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8147c8 elementor-widget elementor-widget-heading\" data-id=\"f8147c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Principales fonctionnalit\u00e9s et capacit\u00e9s<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-578cb70 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"578cb70\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5e92c46\" data-id=\"5e92c46\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87df783 elementor-widget__width-initial elementor-widget elementor-widget-rsfeatureslist\" data-id=\"87df783\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rsfeatureslist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \n\n        <div class=\"rs-features-list-content\">        \n\n                                    <ul class=\"rs-features-list\">\n                                                    <li class=\"elementor-repeater-item-0348abf\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Analyses pilot\u00e9es par l\u2019IA:<\/b> Exploiter des analyses avanc\u00e9es pour d\u00e9bloquer de nouvelles opportunit\u00e9s de revenus et soutenir une prise de d\u00e9cision \u00e9clair\u00e9e. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-cb9e02c\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Portefeuille mobile \/ Argent mobile:<\/b> Permettre aux utilisateurs d'effectuer des paiements, de transf\u00e9rer des fonds et de g\u00e9rer leurs finances directement depuis leurs smartphones, simplifiant ainsi les services financiers num\u00e9riques. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-88cbb66\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Services bancaires par agence: <\/b>Permettre aux agents d\u2019offrir des services bancaires dans les zones recul\u00e9es, \u00e9tendant ainsi l\u2019inclusion financi\u00e8re aux communaut\u00e9s mal desservies. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-e173c11\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Gestion des commer\u00e7ants: <\/b>Fournir des capacit\u00e9s d'analyse et de reporting avanc\u00e9es, permettant aux CSPs de prendre des d\u00e9cisions \u00e9clair\u00e9es et d'optimiser leur r\u00e9seau marchand pour une rentabilit\u00e9 maximale. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-3310ed1\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>API ouvertes et architecture cloud native: <\/b>Faciliter l'int\u00e9gration et l'\u00e9volutivit\u00e9 transparentes, prenant en charge un d\u00e9ploiement rapide et une adaptabilit\u00e9 aux besoins commerciaux en constante \u00e9volution. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-dc2a719\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Engagement client omnicanal:<\/b> Assurer des exp\u00e9riences client coh\u00e9rentes et personnalis\u00e9es sur diff\u00e9rents canaux, am\u00e9liorant ainsi la satisfaction et la fid\u00e9lit\u00e9 des utilisateurs. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-17b242d\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Services bancaires conversationnels aliment\u00e9s par l'IA:<\/b> Proposer des interfaces conversationnelles intelligentes pour les services bancaires, am\u00e9liorant l'accessibilit\u00e9 et l'interaction avec les utilisateurs. <\/span>\n                            <\/li>\n                                            <\/ul>\n                            \n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-de79c2d elementor-widget elementor-widget-heading\" data-id=\"de79c2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mesures d'impact<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b862b35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b862b35\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d6418e\" data-id=\"0d6418e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3acf2e elementor-widget__width-initial elementor-widget elementor-widget-rsfeatureslist\" data-id=\"c3acf2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rsfeatureslist.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \n\n        <div class=\"rs-features-list-content\">        \n\n                                    <ul class=\"rs-features-list\">\n                                                    <li class=\"elementor-repeater-item-0348abf\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>D\u00e9lai de mise sur le march\u00e9 4x plus rapide:<\/b> Acc\u00e9l\u00e8rer le d\u00e9ploiement de nouveaux services, am\u00e9liorant ainsi la comp\u00e9titivit\u00e9.<\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-cb9e02c\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Plus de 180 millions d'abonn\u00e9s:<\/b> D\u00e9montrer une \u00e9volutivit\u00e9 et une adoption g\u00e9n\u00e9ralis\u00e9e.<\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-88cbb66\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Volume de transactions annuel de plus de 5 milliards:<\/b> Indiquer des capacit\u00e9s robustes de gestion des transactions.<\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-e173c11\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Gestion des commer\u00e7ants: <\/b>Fournir des capacit\u00e9s d'analyse et de reporting avanc\u00e9es, permettant aux CSPs de prendre des d\u00e9cisions \u00e9clair\u00e9es et d'optimiser leur r\u00e9seau marchand pour une rentabilit\u00e9 maximale. <\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-3310ed1\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Plus de 20 d\u00e9ploiements cloud:<\/b> Mettre en valeur la flexibilit\u00e9 et l\u2019adaptabilit\u00e9 \u00e0 divers environnements cloud.<\/span>\n                            <\/li>\n                                                    <li class=\"elementor-repeater-item-dc2a719\">\n                                                                    <i class=\"fa fa-check-circle-o\"><\/i>\n                                                                <span class=\"rs-feature-text\"><b>Pr\u00e9cision de transaction \u00e0 100 %:<\/b> Assurer des op\u00e9rations financi\u00e8res fiables et sans erreur. <\/span>\n                            <\/li>\n                                            <\/ul>\n                            \n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4c3dec6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c3dec6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1eaa698\" data-id=\"1eaa698\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d26faa animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"1d26faa\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"860\" height=\"450\" src=\"https:\/\/smartechnology.com.tn\/wp-content\/uploads\/2025\/07\/1663242813388-860x450.jpeg\" class=\"attachment-reobiz_image_slider_big size-reobiz_image_slider_big wp-image-15083\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ba3be8b\" data-id=\"ba3be8b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cecb6fb animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"cecb6fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"860\" height=\"450\" src=\"https:\/\/smartechnology.com.tn\/wp-content\/uploads\/2025\/07\/0_deaLx0_apFSZsJm6-860x450.jpg\" class=\"attachment-reobiz_image_slider_big size-reobiz_image_slider_big wp-image-15084\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-acb8ac3 e-grid e-con-boxed e-con e-parent\" data-id=\"acb8ac3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6438431 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"6438431\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-toolbox\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.63 214.63l-45.25-45.25c-6-6-14.14-9.37-22.63-9.37H384V80c0-26.51-21.49-48-48-48H176c-26.51 0-48 21.49-48 48v80H77.25c-8.49 0-16.62 3.37-22.63 9.37L9.37 214.63c-6 6-9.37 14.14-9.37 22.63V320h128v-16c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v16h128v-16c0-8.84 7.16-16 16-16h32c8.84 0 16 7.16 16 16v16h128v-82.75c0-8.48-3.37-16.62-9.37-22.62zM320 160H192V96h128v64zm64 208c0 8.84-7.16 16-16 16h-32c-8.84 0-16-7.16-16-16v-16H192v16c0 8.84-7.16 16-16 16h-32c-8.84 0-16-7.16-16-16v-16H0v96c0 17.67 14.33 32 32 32h448c17.67 0 32-14.33 32-32v-96H384v16z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInclusion financi\u00e8re renforc\u00e9e\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t\u00c9tendre les services bancaires aux populations non bancaris\u00e9es et sous-bancaris\u00e9es gr\u00e2ce \u00e0 des solutions bancaires mobiles et par agence.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6ff495 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"c6ff495\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-puzzle-piece\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M519.442 288.651c-41.519 0-59.5 31.593-82.058 31.593C377.409 320.244 432 144 432 144s-196.288 80-196.288-3.297c0-35.827 36.288-46.25 36.288-85.985C272 19.216 243.885 0 210.539 0c-34.654 0-66.366 18.891-66.366 56.346 0 41.364 31.711 59.277 31.711 81.75C175.885 207.719 0 166.758 0 166.758v333.237s178.635 41.047 178.635-28.662c0-22.473-40-40.107-40-81.471 0-37.456 29.25-56.346 63.577-56.346 33.673 0 61.788 19.216 61.788 54.717 0 39.735-36.288 50.158-36.288 85.985 0 60.803 129.675 25.73 181.23 25.73 0 0-34.725-120.101 25.827-120.101 35.962 0 46.423 36.152 86.308 36.152C556.712 416 576 387.99 576 354.443c0-34.199-18.962-65.792-56.558-65.792z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAugmentation des flux de revenus\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tOuvrir de nouvelles opportunit\u00e9s de mon\u00e9tisation via des services num\u00e9riques et des partenariats marchands.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-899d17c elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"899d17c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-cogs\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512.1 191l-8.2 14.3c-3 5.3-9.4 7.5-15.1 5.4-11.8-4.4-22.6-10.7-32.1-18.6-4.6-3.8-5.8-10.5-2.8-15.7l8.2-14.3c-6.9-8-12.3-17.3-15.9-27.4h-16.5c-6 0-11.2-4.3-12.2-10.3-2-12-2.1-24.6 0-37.1 1-6 6.2-10.4 12.2-10.4h16.5c3.6-10.1 9-19.4 15.9-27.4l-8.2-14.3c-3-5.2-1.9-11.9 2.8-15.7 9.5-7.9 20.4-14.2 32.1-18.6 5.7-2.1 12.1.1 15.1 5.4l8.2 14.3c10.5-1.9 21.2-1.9 31.7 0L552 6.3c3-5.3 9.4-7.5 15.1-5.4 11.8 4.4 22.6 10.7 32.1 18.6 4.6 3.8 5.8 10.5 2.8 15.7l-8.2 14.3c6.9 8 12.3 17.3 15.9 27.4h16.5c6 0 11.2 4.3 12.2 10.3 2 12 2.1 24.6 0 37.1-1 6-6.2 10.4-12.2 10.4h-16.5c-3.6 10.1-9 19.4-15.9 27.4l8.2 14.3c3 5.2 1.9 11.9-2.8 15.7-9.5 7.9-20.4 14.2-32.1 18.6-5.7 2.1-12.1-.1-15.1-5.4l-8.2-14.3c-10.4 1.9-21.2 1.9-31.7 0zm-10.5-58.8c38.5 29.6 82.4-14.3 52.8-52.8-38.5-29.7-82.4 14.3-52.8 52.8zM386.3 286.1l33.7 16.8c10.1 5.8 14.5 18.1 10.5 29.1-8.9 24.2-26.4 46.4-42.6 65.8-7.4 8.9-20.2 11.1-30.3 5.3l-29.1-16.8c-16 13.7-34.6 24.6-54.9 31.7v33.6c0 11.6-8.3 21.6-19.7 23.6-24.6 4.2-50.4 4.4-75.9 0-11.5-2-20-11.9-20-23.6V418c-20.3-7.2-38.9-18-54.9-31.7L74 403c-10 5.8-22.9 3.6-30.3-5.3-16.2-19.4-33.3-41.6-42.2-65.7-4-10.9.4-23.2 10.5-29.1l33.3-16.8c-3.9-20.9-3.9-42.4 0-63.4L12 205.8c-10.1-5.8-14.6-18.1-10.5-29 8.9-24.2 26-46.4 42.2-65.8 7.4-8.9 20.2-11.1 30.3-5.3l29.1 16.8c16-13.7 34.6-24.6 54.9-31.7V57.1c0-11.5 8.2-21.5 19.6-23.5 24.6-4.2 50.5-4.4 76-.1 11.5 2 20 11.9 20 23.6v33.6c20.3 7.2 38.9 18 54.9 31.7l29.1-16.8c10-5.8 22.9-3.6 30.3 5.3 16.2 19.4 33.2 41.6 42.1 65.8 4 10.9.1 23.2-10 29.1l-33.7 16.8c3.9 21 3.9 42.5 0 63.5zm-117.6 21.1c59.2-77-28.7-164.9-105.7-105.7-59.2 77 28.7 164.9 105.7 105.7zm243.4 182.7l-8.2 14.3c-3 5.3-9.4 7.5-15.1 5.4-11.8-4.4-22.6-10.7-32.1-18.6-4.6-3.8-5.8-10.5-2.8-15.7l8.2-14.3c-6.9-8-12.3-17.3-15.9-27.4h-16.5c-6 0-11.2-4.3-12.2-10.3-2-12-2.1-24.6 0-37.1 1-6 6.2-10.4 12.2-10.4h16.5c3.6-10.1 9-19.4 15.9-27.4l-8.2-14.3c-3-5.2-1.9-11.9 2.8-15.7 9.5-7.9 20.4-14.2 32.1-18.6 5.7-2.1 12.1.1 15.1 5.4l8.2 14.3c10.5-1.9 21.2-1.9 31.7 0l8.2-14.3c3-5.3 9.4-7.5 15.1-5.4 11.8 4.4 22.6 10.7 32.1 18.6 4.6 3.8 5.8 10.5 2.8 15.7l-8.2 14.3c6.9 8 12.3 17.3 15.9 27.4h16.5c6 0 11.2 4.3 12.2 10.3 2 12 2.1 24.6 0 37.1-1 6-6.2 10.4-12.2 10.4h-16.5c-3.6 10.1-9 19.4-15.9 27.4l8.2 14.3c3 5.2 1.9 11.9-2.8 15.7-9.5 7.9-20.4 14.2-32.1 18.6-5.7 2.1-12.1-.1-15.1-5.4l-8.2-14.3c-10.4 1.9-21.2 1.9-31.7 0zM501.6 431c38.5 29.6 82.4-14.3 52.8-52.8-38.5-29.6-82.4 14.3-52.8 52.8z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tEfficacit\u00e9 Op\u00e9rationnelle\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRationaliser les processus financiers, r\u00e9duit les co\u00fbts et am\u00e9liore la prestation de services.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5868c45 elementor-view-framed elementor-shape-circle elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"5868c45\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-cog\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M610.5 373.3c2.6-14.1 2.6-28.5 0-42.6l25.8-14.9c3-1.7 4.3-5.2 3.3-8.5-6.7-21.6-18.2-41.2-33.2-57.4-2.3-2.5-6-3.1-9-1.4l-25.8 14.9c-10.9-9.3-23.4-16.5-36.9-21.3v-29.8c0-3.4-2.4-6.4-5.7-7.1-22.3-5-45-4.8-66.2 0-3.3.7-5.7 3.7-5.7 7.1v29.8c-13.5 4.8-26 12-36.9 21.3l-25.8-14.9c-2.9-1.7-6.7-1.1-9 1.4-15 16.2-26.5 35.8-33.2 57.4-1 3.3.4 6.8 3.3 8.5l25.8 14.9c-2.6 14.1-2.6 28.5 0 42.6l-25.8 14.9c-3 1.7-4.3 5.2-3.3 8.5 6.7 21.6 18.2 41.1 33.2 57.4 2.3 2.5 6 3.1 9 1.4l25.8-14.9c10.9 9.3 23.4 16.5 36.9 21.3v29.8c0 3.4 2.4 6.4 5.7 7.1 22.3 5 45 4.8 66.2 0 3.3-.7 5.7-3.7 5.7-7.1v-29.8c13.5-4.8 26-12 36.9-21.3l25.8 14.9c2.9 1.7 6.7 1.1 9-1.4 15-16.2 26.5-35.8 33.2-57.4 1-3.3-.4-6.8-3.3-8.5l-25.8-14.9zM496 400.5c-26.8 0-48.5-21.8-48.5-48.5s21.8-48.5 48.5-48.5 48.5 21.8 48.5 48.5-21.7 48.5-48.5 48.5zM224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm201.2 226.5c-2.3-1.2-4.6-2.6-6.8-3.9l-7.9 4.6c-6 3.4-12.8 5.3-19.6 5.3-10.9 0-21.4-4.6-28.9-12.6-18.3-19.8-32.3-43.9-40.2-69.6-5.5-17.7 1.9-36.4 17.9-45.7l7.9-4.6c-.1-2.6-.1-5.2 0-7.8l-7.9-4.6c-16-9.2-23.4-28-17.9-45.7.9-2.9 2.2-5.8 3.2-8.7-3.8-.3-7.5-1.2-11.4-1.2h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c10.1 0 19.5-3.2 27.2-8.5-1.2-3.8-2-7.7-2-11.8v-9.2z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAutonomisation du client\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFournir aux utilisateurs des outils financiers pratiques, s\u00e9curis\u00e9s et accessibles, favorisant la confiance et l\u2019engagement.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Digital Financial Suite, is a comprehensive, AI-driven platform designed to empower telecom operators, financial institutions, banks, merchants, and enterprises. It facilitates the digitization of payments and banking services, enhancing financial inclusion and customer engagement.\u200b Key Features &amp; Capabilities AI-Driven Analytics: Leverages advanced analytics to unlock new revenue opportunities and support informed decision-making. Mobile Wallet \/&#8230;<\/p>","protected":false},"author":4,"featured_media":0,"parent":14181,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13580","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/pages\/13580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=13580"}],"version-history":[{"count":62,"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/pages\/13580\/revisions"}],"predecessor-version":[{"id":17117,"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/pages\/13580\/revisions\/17117"}],"up":[{"embeddable":true,"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/pages\/14181"}],"wp:attachment":[{"href":"https:\/\/smartechnology.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=13580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}